David McVinnie

Master Flight Instructor for 15 -Years CFI of the Year 1997 & 2009

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Insurance Considerations

Your insurance underwriter establishes the requirements for initial/recurrent training for your aircraft.  In exercising that authority they review the training provider's syllabi, study materials, type experience and professional reputation before they accept a trainer; a process that can take several months.  Additionally, underwriters may establish program limitations on different make/model aircraft.  It's important an owner not assume that an endorsement from a self-proclaimed provider satisfies the insurance requirements for your policy.  In order to ensure acceptance it's best to obtain a Certificate of Insurance from your broker/underwriter that names your training provider and thereby assures their acceptance and your protection.

 

McVinnie Aviation is organized as a Limited Liability Corporation and maintains professional insurance coverage.  In order to assure acceptance, I request a Certificate of Insurance be issued to David J. McVinnie, LLC, D/B/A McVinnie Aviation, LLC as an Additional Insured with a Waiver of Rights of recourse.  It is considered a “Training Certificate of Insurance” and it is a familiar tool to all underwriters.  The two sections as detailed below:

 

The certificates should contain the following statements:

 

“This Certificate Holder is:  

1. included as additional insured as respects liability coverage but coverage only applies after all other coverage available to the certificate holder has been exhausted;  

2. included as additional insured as respects liability coverage but coverage only applies while instructing, supervising, evaluating or examining pilots as set forth in the policy; 

3. included as additional insured as respects liability coverage but coverage does not apply to any occurrence arising from the design, manufacture, modification, repair, sale, or servicing of insured aircraft other than ground handling.”

 

“This Certificate Holder is:  

1. provided with a waiver of rights of recourse as respect physical damage coverage but coverage only applies after all other coverage available to the certificate holder has been exhausted;

 2. provided with a waiver of rights of recourse as respect physical damage coverage but coverage only applies while instructing, supervising, evaluating or examining pilots as set forth in the policy;

 3. provided with a waiver of rights of recourse as respect physical damage coverage but coverage does not apply to any occurrence arising from the design, manufacture, modification, repair, sale, or servicing of insured aircraft other than ground handling.”

 

NOTE: The certificate may not provide coverage to allow me to operate you aircraft without you on-board; nor to service your aircraft.

 

It can be  emailed to (ABQDPE@aol.com) or mailed to:

 

McVinnie Aviation, LLC.

8219 Camino Paisano NW

Albuquerque, NM 87120